Helping You To Become An Informed Motorist

There are so many auto insurance myths out there that have clouded the judgment and knowledge of many motorists. While you may be inclined to listen to your friend when they suggest that you do not purchase a red car because it is more expensive to insure, it is important that you allow us to debunk the most common auto insurance myths so that you are not misinformed:

• Red cars are more expensive to insure – This is one of the most common auto insurance myths, as many individuals assume that brighter cars are more expensive to insure. In reality, your brightly colored car may land you more traffic violations since the hue of your car sticks out to the authorities when you are speeding, so that may end up increasing your insurance premium, not the actual color of your car.
• Since my car is more expensive, it will be more expensive to insure – Since newer, more expensive cars are now equipped with extra safety features such as anti-theft devices, passenger protections systems, and accident avoidance technologies, they are often less expensive to insure. Your enhanced safety on the roads means you will be paying less each month on auto insurance premiums.
• I should not get a new car because thieves prefer newer rides to steal – The above auto insurance myth will help to debunk this myth. Since newer cars include more safety features, it is significantly more difficult to steal newer cars. The most commonly stolen vehicles are Hondas that were manufactured in the 90s or earlier.

We hope debunking these common auto insurance myths allows you to remain an informed motorist. Contact Steve Wilk Insurance Agency in Lombard for all of your Illinois auto insurance needs. We will help to debunk any other auto insurance myths you may be misinformed about so that you can obtain the protection you deserve.