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Affordable Care Act: What is a health insurance Exchange?

in order to be comfortable with the idea of the new healthcare laws, it’s important to understand what a health insurance exchange is. These are companies set up to “pool” a large group of people together. They’re generally created in each state, and the people who want or need to sign up for health insurance Read More

How Does the Patient Protection and Affordable Care Act (ACA) Change Health Coverage in the U.S.?

The Patient Protection and Affordable Care Act is set to come into effect on January 1, 2014. With it, a lot of changes will be made to the way insurance functions in the United States. Individuals will be required to maintain a certain level of health coverage, and those that are not provided health coverage Read More

Sources for Health and Injury Medical Expenses, Other Than Your Health Insurance

If you have ever gone to an emergency room then the clerk asking you if your injury was work or accident related most likely puzzled you. This is a very common question because if you answer yes, your health insurance is not going to pay the bill. If you were in an auto crash then Read More

Auto Insurance for Drivers Leasing a Car

Before you lease a new car it is important that you find out the auto insurance requirements your leasing company will accept. This is important as the insurance limits may be higher than you are accustomed to and you need to include the higher payment in your budget. Generally, the leasing company will require that Read More

Employee Health Benefits: Questions you Should be Asking

You may be interviewing for a new position. This is a perfect time to ask any questions that are important to you, such as employee health benefits questions, especially if you have a family or a situation where the benefits are very important to you. It’s crucial to find out prior to you accepting the Read More

Create Your Own Home Inventory Checklist

When deciding to retain or upgrade insurance for your home, one of the most important things you can have is an accurate home inventory checklist. Why is this important? With a home inventory, you can see everything that you own in one place which makes it easier in the event you need to use your Read More