You may not be able to get a license due to financial setbacks, medical problems, or simply because you aren’t old enough. Even if you don’t have a license, you need to insure your vehicle.
Besides driving risks, your car may be stolen, vandalized, or damaged. Insurance is important in such circumstances, but can you get car insurance without a license? Let’s find out.
Can You Get Car Insurance as an Unlicensed Driver?
Some insurance companies allow unlicensed drivers to buy auto insurance as long as they do not drive the vehicle. Car insurance covers multiple aspects, such as external damage and collisions. Some people choose to buy car insurance to save money on their monthly premium payments.
Who Can Get Auto Insurance without a License?
Insurance companies allow drivers without a license to get car insurance in specific circumstances:
- Teenagers who aren’t old enough to get a license, but still need insurance to cover themselves and their car.
- Unlicensed drivers who have a vehicle registered in their name can get auto insurance in the name of a person who possesses a license.
- Those who have a full-time driver in place can get an auto policy to protect their vehicle.
How to Get Car Insurance without a License
When buying an auto policy to insure your vehicle, your carrier will consider the license of your primary driver in most cases. You can use your parents’ or guardian’s license. Once a primary driver is added, you can add more drivers to the policy.
Insurance providers have added these features so that a person without a license can also buy car insurance. It is best to contact your insurance agent to understand the criteria and ensure adequate coverage for your vehicle.
As long as you meet the required criteria of your insurance company, it is possible to buy car insurance without a license. For further information on buying the right policy for your vehicle, contact the experts at Steve Wilk Insurance You can also visit our office at 310 S Main Street, Suite C, Lombard, IL 60148.