Builders Risk Insurance: Things You Need to Know

Builders risk insurance provides coverage for a structure during its construction, renovation, or repair process. Property owners and building contractors can benefit from this policy as it offers added protection beyond standard commercial property insurance coverage. Here are some important things you need to know about builders risk insurance. Written for a Minimum One-Year Term Read More

Mistakes Small Business Owners Must Avoid When Filing Insurance Claims

Filing insurance claims can be a daunting process for small business owners. Understanding the ins and outs of the claims process can be difficult, and it is easy to make mistakes. In this blog post, we will discuss some of the most common mistakes small business owners make when filing claims and how to avoid Read More

Commercial Property Insurance and Personal Belongings

Commercial property insurance is meant to cover the belongings of a business, not the people who work there. Business owners purchase commercial property insurance to cover the assets of their businesses. This insurance will cover almost any property, including computers, inventory, furniture, and landscaping. It’s a different story when a customer or an employee finds Read More

Equipment Breakdown Coverage: Why You Might Need It?

What Is Equipment Breakdown Coverage? The unplanned failures of your company’s computers, electrical systems, production equipment, and other property are covered by equipment breakdown insurance. It covers losses like power surges, air pressure or vacuum loss, short circuits, and other occurrences frequently not covered by commercial property insurance. What Equipment Breakdown Insurance Covers? Equipment breakdown Read More

Small Businesses Need BOP Coverage for These 3 Reasons

Business owners are aware that success is not always simple. According to data from the U.S. Bureau of Labor Statistics, approximately 20% of new businesses fail in the first two years, and only slightly more than half survive until the five-year mark. Your company may go into the red for several reasons other than a Read More

Can You Rent an Office Without Business Insurance?

When running a business, you have to consider various unpredictable and unseen circumstances in the picture before drafting a complete plan for your organization. While doing so, you cannot possibly miss business insurance, especially when renting an office space. The right business insurance will protect your business property against liability, and financial losses in case Read More

How Does Workers’ Compensation Impact Remote Employees?

Research shows that there has been a change in the workforce over the last five years. Many companies are allowing their employees to work from home regularly. Having remote employees is a unique variable for company owners to assess when choosing a workers’ compensation policy. As a business owner, remember that workers’ compensation coverage is Read More

What Type of Insurance Should You Buy for Your Commercial Trucking Company?

Commercial trucking companies must carry auto insurance for the trucks and drivers they have on the road. They must also carry liability insurance that protects them from damage and injuries that are incurred due to an accident. It’s important to discuss the types of commercial trucking insurance you will need with your insurance agent. This Read More