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Examining the Role of Inflation Guard for Home Insurance Policies

As things change over the years, it’s important that your home insurance evolves as well. Inflation may cause costs to rise. If you don’t amend your home insurance policy, you risk being underinsured in the event of a disaster. In order to help you save money, home insurance companies supply an inflation guard. Defining an Read More

Mistakes You Must Avoid While Buying Homeowners Insurance

Unlike auto insurance coverage, homeowners insurance is optional in the U.S., and some homeowners treat it as such. More specifically, while 85% of American homeowners have home insurance, most of these policyholders are obliged by their mortgage companies to carry it, as reported by the Insurance Information Institute. Because of their reluctance to purchase a Read More

How Much is Covered by Your Homeowners Insurance Coverage?

As an investor in residential property, you need to have a clear and complete understanding of your standard homeowners insurance policy. It generally covers disasters, accidents, and theft, but you should talk with your insurance agent to be more certain. Standard coverage is categorically for home structure, personal belongings, liability, and additional living expenses (ALE). Read More

How Does Your Homeowners Insurance Affect Your Trampoline Buying Decisions

Trampolines are increasingly becoming a part of households. While they can help you have fun in your backyard, they also carry certain risks. Read on to learn more about trampoline coverage and your homeowner’s insurance policy.   Does Your Homeowners Insurance Cover Trampolines? Getting a trampoline can be risky, as you may get hurt, especially Read More

Your Complete Guide to Homeowners Insurance Deductibles

Buying a home comes with the responsibility of getting an insurance that will make sure any damages incurred will be taken care of. However, when you get homeowners insurance, you need to consider deductibles. What Is a Homeowners Insurance Deductible? A homeowners insurance deductible is the amount you need to pay before you can claim Read More

6 Effective Ways to Set Up Your First Home Office

You can enjoy some great advantages if you have the right setup for your first home office. However, you might want to take care of certain things to be efficient and productive when working at home. Here are a few useful tips for setting up your first home office: Get a Separate Workplace Before setting Read More

Will Home Insurance Protect Against Identity Theft?

What you need to know about insuring against identity theft. Identity theft is becoming a bigger issue than ever before.  Because many homeowners want to protect themselves and their assets, they wonder if their homeowners insurance will offer them the coverage that they need.  Here’s what you need to know about securing insurance to protect Read More

Real Estate Terms for Homebuyers

Don’t get confused by these common real estate terms. If you are in the process of buying your first home, then the learning curve can be very steep.  One of the things that may be throwing you for a loop is the unfamiliar terms and phrases that your realtor keeps throwing out.  To minimize your Read More