Flood insurance is a type of insurance that protects your property from damages caused by floodwater. Floods can cause severe damage to a property, and the cost of repairs can be staggering. Flood insurance covers damages caused by rising water levels, but what about damages caused by broken pipes? In most cases, flood insurance does Read More
Homeownership is a significant investment and requires adequate protection against potential damage. One common concern for homeowners is whether their insurance covers weather and water damage. This article will discuss the types of weather damage that may be covered, weather-related liability, and how to stay up-to-date on your coverage. Insurance for Weather Damage Most home Read More
Renters insurance does cover the contents of storage units and damage caused by covered perils. However, the extent of coverage may vary depending on certain factors. To better understand your coverage, knowing what is and isn’t covered by your policy is essential. Renters Insurance Covers Belongings That Sustain Damage from Covered Perils Renters insurance protects Read More
Whether having a small get-together with friends and family or hosting a crowd for the big game, a home insurance cover will cover any liability claims owning to a house party. Knowing your claim might get rejected if the proper code hasn’t been followed is imperative. For example, hosting a BBQ party without a smoke Read More
Your basic homeowners’ insurance covers all of the most basic perils, but it may lack covering a few extras. Know what perils are listed in your policy and which ones are not. Your insurance agent has supplemental policies that you can purchase if you need a little extra coverage to make sure you are fully Read More
As things change over the years, it’s important that your home insurance evolves as well. Inflation may cause costs to rise. If you don’t amend your home insurance policy, you risk being underinsured in the event of a disaster. In order to help you save money, home insurance companies supply an inflation guard. Defining an Read More
As an investor in residential property, you need to have a clear and complete understanding of your standard homeowners insurance policy. It generally covers disasters, accidents, and theft, but you should talk with your insurance agent to be more certain. Standard coverage is categorically for home structure, personal belongings, liability, and additional living expenses (ALE). Read More