Floods can strike unexpectedly, leaving homeowners in financial turmoil. While standard homeowners insurance covers many types of damage, it often excludes floods. This is where flood insurance comes into play. Before you decide, here are six crucial things about flood insurance. Understanding Flood Zones The first step in purchasing flood insurance is understanding your property’s Read More
When it comes to protecting your home and investment, insurance is a critical consideration. You might encounter two common types of coverage: Dwelling Fire Insurance and Homeowners Insurance. While they both provide financial security in the event of property damage, they have distinct features and serve different purposes. Let’s delve into the differences between these Read More
When protecting our personal belongings, we often think about the basic coverage our homeowner’s insurance policy provides. However, certain items of high value or sentimental significance may require additional protection. That’s where scheduled personal property protection comes into play. In this post, we will delve into the concept of scheduled items, discuss how to schedule Read More
Renters insurance is a crucial investment that protects your belongings and provides liability coverage in case of unexpected events. However, it’s natural to seek ways to reduce the cost of this essential coverage. At Steve Wilk Insurance, we understand the importance of affordability without compromising on quality. Here are ten savvy strategies to help you Read More
Flood insurance is a type of insurance that protects your property from damages caused by floodwater. Floods can cause severe damage to a property, and the cost of repairs can be staggering. Flood insurance covers damages caused by rising water levels, but what about damages caused by broken pipes? In most cases, flood insurance does Read More
Homeownership is a significant investment and requires adequate protection against potential damage. One common concern for homeowners is whether their insurance covers weather and water damage. This article will discuss the types of weather damage that may be covered, weather-related liability, and how to stay up-to-date on your coverage. Insurance for Weather Damage Most home Read More
Renters insurance does cover the contents of storage units and damage caused by covered perils. However, the extent of coverage may vary depending on certain factors. To better understand your coverage, knowing what is and isn’t covered by your policy is essential. Renters Insurance Covers Belongings That Sustain Damage from Covered Perils Renters insurance protects Read More
Whether having a small get-together with friends and family or hosting a crowd for the big game, a home insurance cover will cover any liability claims owning to a house party. Knowing your claim might get rejected if the proper code hasn’t been followed is imperative. For example, hosting a BBQ party without a smoke Read More