Will Home Insurance Pay for Damages Occurring During a Big Party?

Whether having a small get-together with friends and family or hosting a crowd for the big game, a home insurance cover will cover any liability claims owning to a house party. Knowing your claim might get rejected if the proper code hasn’t been followed is imperative. For example, hosting a BBQ party without a smoke Read More

Which Add-on Policies Should You Consider for Your Homeowners’ Insurance?

Your basic homeowners’ insurance covers all of the most basic perils, but it may lack covering a few extras. Know what perils are listed in your policy and which ones are not. Your insurance agent has supplemental policies that you can purchase if you need a little extra coverage to make sure you are fully Read More

Examining the Role of Inflation Guard for Home Insurance Policies

As things change over the years, it’s important that your home insurance evolves as well. Inflation may cause costs to rise. If you don’t amend your home insurance policy, you risk being underinsured in the event of a disaster. In order to help you save money, home insurance companies supply an inflation guard. Defining an Read More

Mistakes You Must Avoid While Buying Homeowners Insurance

Unlike auto insurance coverage, homeowners insurance is optional in the U.S., and some homeowners treat it as such. More specifically, while 85% of American homeowners have home insurance, most of these policyholders are obliged by their mortgage companies to carry it, as reported by the Insurance Information Institute. Because of their reluctance to purchase a Read More

How Much is Covered by Your Homeowners Insurance Coverage?

As an investor in residential property, you need to have a clear and complete understanding of your standard homeowners insurance policy. It generally covers disasters, accidents, and theft, but you should talk with your insurance agent to be more certain. Standard coverage is categorically for home structure, personal belongings, liability, and additional living expenses (ALE). Read More

How Does Your Homeowners Insurance Affect Your Trampoline Buying Decisions

Trampolines are increasingly becoming a part of households. While they can help you have fun in your backyard, they also carry certain risks. Read on to learn more about trampoline coverage and your homeowner’s insurance policy.   Does Your Homeowners Insurance Cover Trampolines? Getting a trampoline can be risky, as you may get hurt, especially Read More

Your Complete Guide to Homeowners Insurance Deductibles

Buying a home comes with the responsibility of getting an insurance that will make sure any damages incurred will be taken care of. However, when you get homeowners insurance, you need to consider deductibles. What Is a Homeowners Insurance Deductible? A homeowners insurance deductible is the amount you need to pay before you can claim Read More

6 Effective Ways to Set Up Your First Home Office

You can enjoy some great advantages if you have the right setup for your first home office. However, you might want to take care of certain things to be efficient and productive when working at home. Here are a few useful tips for setting up your first home office: Get a Separate Workplace Before setting Read More