The Relationship Between Homeowners Insurance and Mold

Owning a home brings a sense of security and comfort, but it also comes with the responsibility of protecting your investment. Among the potential threats to your home, mold can be a silent intruder that wreaks havoc on both your property and your health. Understanding the relationship between homeowners insurance and mold is crucial for Read More

Understanding Homeowners Insurance Renewals: Will Your Rate Change?

Homeowners insurance is essential for homeowners to safeguard their properties and possessions. As your policy approaches its renewal date, it’s natural to wonder if your insurance rate will change. In this post, we’ll shed light on the factors that can influence your homeowners insurance premium when it comes time to renew your policy. Evaluation of Read More

Homeowners Insurance and Closing Costs: Understanding the Connection

Homeowners insurance is one of the many things to consider when buying a home. As a homeowner, while you may know that you must buy homeowners insurance, there needs to be clarification among many buyers about whether it is included in the closing costs. This blog will discuss whether or not homeowners insurance is included Read More

Does Your Homeowners Insurance Cover Solar Panels?

It is no secret that solar panels are becoming increasingly popular as an eco-friendly option to reduce energy bill costs. However, you must know about its insurance coverage under your homeowners insurance. Here is what you need to know about the different types of coverage needed for solar panels and how it may affect your Read More

Multiple Ways to Save on Homeowners Insurance

Homeowners insurance is the best way to secure your investment and protect your financial security. It’s important to find ways to save money and make insurance more affordable. There are several ways you can save money when buying your insurance policies. Comparison Shop Shop around. Don’t just look at different policies. Check out different providers Read More

Termite Damage and Homeowners Coverage

Termites can pose a huge problem for homeowners. When you buy a home, an inspector will look for signs of termite damage. If it’s in the earliest stages, there may not be much for them to find. Whether you are dealing with a home or business structure, your property insurance may not cover termite damage. Read More

Homeowners’ Insurance and Foundation Issues

The foundation of your home supports its structure. If it is damaged, it can compromise the rest of your home. Most homeowners’ policies will cover damage to your foundation if it is caused by one of the perils named in your policy. It must also start above the slab. If you notice a crack or Read More

Which Add-on Policies Should You Consider for Your Homeowners’ Insurance?

Your basic homeowners’ insurance covers all of the most basic perils, but it may lack covering a few extras. Know what perils are listed in your policy and which ones are not. Your insurance agent has supplemental policies that you can purchase if you need a little extra coverage to make sure you are fully Read More