Blog

When Is Workers’ Compensation Insurance Necessary?

Knowing when you need workers’ comp insurance can be tricky since each state has its own laws. Most states require some type of coverage to be purchased to ensure that your employees are protected. The amounts, however, may vary. Deadlines for filing claims may be different from state to state as well. Know the Laws Read More

5 Reasons Why You Have a Costlier Workers’ Comp

Workers’ compensation costs for employers are based on payroll, employee job classification, and claims history. Premiums are calculated based on the equation of multiplying payroll per $100 by job classification rate and an experience modifier known as MOD. This algorithm can be confusing to policy holders, leading to the following 5 mistakes behind a costlier Read More