Check out how commercial auto insurance coverage protects your business.

Getting the right business coverage for your company is essential. Without the right insurance, your business could be vulnerable to insurance gaps that could leave you devastated if they were to become an issue. That’s why if your business requires your employees to drive on the company’s behalf, you need commercial auto insurance coverage. Personal auto insurance won’t cover accidents if the driver was driving for business purposes. Commercial auto insurance gives you the protection you need. Invest in a policy, and learn what’s covered.

Liability Coverage.

Your business auto insurance will come with lots of liability coverage. Since your employees are driving on behalf of your company, they are responsible not only for themselves but for the company, vendors, customers, and any goods or services. Commercial auto insurance gives you coverage for bodily injury to others, property damage, medical payments, collision coverage, and any bodily injury caused by an uninsured or underinsured car.

Non-Owned & Hired Vehicle Coverage.

Sometimes you use vehicles that your company doesn’t own, but that doesn’t mean that you don’t need coverage. Commercial auto insurance protects you and your employees from any damages or injuries in an accident in a non-owned or hired vehicle.

Loading & Unloading.

When making a delivery, sometimes the loading and unloading don’t go as smoothly as you would like. Fortunately, your commercial auto policy gives you coverage for loading and unloading cargo. If the cargo damages the car, the car is covered under your policy.

Towing & Labor.

Vehicles aren’t always reliable. A flat tire or a sputtering engine can throw a wrench into your work day. Your insurance, however, can help to save the day! It helps to pay for emergency roadside assistance for your company vehicles.

Protect your business with commercial auto insurance coverage. Contact the professionals at Steve Wilk Insurance Agency for assistance finding the best insurance for your company. Located in Illinois, we serve all your personal and commercial insurance needs.