Learn how to pick the right auto insurance in Lombard.

Purchasing auto insurance can be confusing. There are lots of policies and types of coverage to choose from. While car insurance is mandated by law across the country, the degree of coverage varies. Check out how to determine which policies are right for your auto insurance in Lombard.

Liability Coverage.

As required by law, most drivers are required to have at least the bare minimum in liability coverage. That way if you get into an accident, you’re able to cover the injuries and damages that you caused to other parties in the crash. Keep in mind that with liability coverage, damages to your car or your injuries are not covered.

Collision Coverage.

If you want a little more coverage than what is offered by liability coverage, check out a collision coverage policy. This type of coverage will help to fix your car after an accident. However, this policy will only cover accidents that are caused by other vehicles.

Comprehensive Coverage.

If you want the peace of mind knowing that you’ll have protection for any accidents not caused by another car, that’s where comprehensive coverage comes in. You’ll get coverage for your car if it’s damaged by a disaster, lamppost, or any other damage not caused by a vehicle.

Uninsured Motorist Coverage.

Despite the fact that liability insurance is mandated by law, not everyone has insurance. If you get into a wreck with a person that is uninsured or even underinsured, you may have to pay a pretty penny to fix your vehicle. Upgrade your auto insurance coverage to also provide coverage for uninsured motorist. That way you can offset any unexpected costs if other parties involved in an accident don’t have coverage.

Pick the right auto insurance in Lombard to fit your coverage needs. Contact the professionals at Steve Wilk Insurance Agency for assistance finding the best insurance for your company. Located in Illinois, we serve all your personal and commercial insurance needs.