We use our consultative approach to empower you to protect your financial, your physical health, and your loved ones after you are gone. Through a life and health insurance programs, we can offer you the ability to protect what matters most.
Today, we have more health insurance options than ever before. How do you choose the right one? You need to balance protecting your health with protecting your finances, and we can help. To get a policy that gets you access to the healthcare you need at the right premium for your budget, we’re here.
Have you ever noticed that high deductible health insurance plans have much more affordable premiums? You can get this coverage while still mitigating your risk by setting up an HSA. This account offers you a tax-protected place to save money for your high deductible, giving you the freedom to get an affordable monthly premium while still controlling how much you pay out of pocket for your health costs.
Also known as Medigap Insurance, this type of coverage can protect you from costs that Medicare doesn’t cover. With Medicare Supplement Insurance, you can choose any healthcare provider that accepts Medicare. Your policy is guaranteed to be renewable, and can cover your Medicare copays and out-of-pocket prescription costs.
Medicare Supplement Insurance won’t cover long term care, dental, eyeglasses, or vision care. To help you learn more about this type of protection for yourself, our dedicated team is here.
.Includes all benefits and services covered under Parts A and B
.Usually includes Medicare prescription drug coverage (Part D) as part of the plan
.Run by Medicare-approved private insurance companies
.May include extra benefits and services for an extra cost
Cost: To get the extra coverage provided in this plan, you’ll have to pay a monthly premium (which varies by state) – in addition to your Part B premium.
·Helps cover the cost of prescription drugs
·Run by Medicare-approved private insurance companies
.May help lower your prescription drug costs and help protect against higher costs in the future
Cost: This prescription drug coverage is optional, though it is typically already included in your Part C plan. You can also add Part D coverage to your Part A/B plan.
We believe that partnering with you and your employees will lead to a healthier workforce. A comprehensive benefits package does more than just attract the most valuable employees to your business. It helps you keep them there. That’s because research shows that employees with health benefits take fewer sick days than people without coverage. That translates into a more productive workforce and fewer problems down the road. Offering the “right” health insurance plan is one of the most important decisions you can make as a small business owner – keeping employees happy and healthy will benefit you in the long run. Making sense of the complex health care system has become increasingly difficult for employers, especially small businesses.
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If you have any questions, or are looking for more information on any of our services, feel free to contact us directly or through this form. Simply fill in these brief fields, and one of our dedicated, knowledgable team members will be in touch to assist you.