Avoiding A Holiday DUI To Save On Your Lombard, IL Auto Insurance

Avoiding A Holiday DUI To Save On Your Lombard, IL Auto Insurance

A holiday DUI will significnatly increase the cost of your auto insurance Lombard IL premiums.

With the holiday season in full swing, you may find yourself getting dressed up to head out to a number of holiday parties. While there is nothing wrong with enjoying yourself at these parties, there is something wrong with getting behind the wheel of your car after a few cocktails. Knowing how a holiday DUI will affect your Lombard, IL auto insurance can help to keep you safe and sound.

Getting a DUI means that you are considered a very risky driver in the eyes of your auto insurance company. The riskier you are, the higher your insurance premiums will be. Even after just one drink, you driving ability is severely impaired, which can lead to seriously dangerous situations on the road. The amount that your premiums will increase will depend on your specific situation. In most cases, your premiums will increase by a few hundred dollars each month.

Luckily, there are many ways that you can avoid a DUI this holiday season to save on your Lombard, IL auto insurance policy, including:

  • Don’t drink and drive – the best way to avoid a DUI is to not drive. Even if you have only had a couple of drinks and feel fine, you could still be at risk for a DUI.
  • Get a DD – if you know that you will be drinking, find a sober designated driver before you head out to ensure you get home safely.
  • Download an app – there are many ridesharing apps that will help you get home safely after a night of drinking. While the ride will cost you, the price will be significantly less than the cost of a DUI.

When it comes to finding the right auto insurance in Lombard, IL, contact Steve Wilk Insurnace. We can help with all of your Illinois car insurance needs to ensure that you have the protection that you deserve.