Responsibilities that many homeowners overlook.

As a homeowner, you have a lot to take care of.  For instance, you need to keep up with mortgage payments, repairs, and routine maintenance tasks.  However, there are some other responsibilities that homeowners often forget about.  Don’t let these tasks slip your mind.

• Update Your Emergency Kit

Many homeowners make an emergency kit and then forget about it until disaster strikes.  However, your emergency kit won’t do any good if it’s filled with expired products.  This is why it’s important to go through your kit and refresh certain items every year.  For instance, homeowners need to change out the spare batteries, first aid supplies, food, and water in their kits every couple of years or so.

• Clean Your Appliances

Cleaning your appliances is an important part of keeping them in good condition.  Unfortunately, many homeowners don’t think about completing these routine maintenance tasks.  For instance, they fail to clean out their dryer vents, flush out their water heaters, scrub their refrigerator coils, and wash their dishwasher.  When you take care of these tasks semi-regularly, you will find that your appliances perform better and last longer.

• Review Your Insurance

Many homeowners secure insurance and then forget about their policy until they need to file a claim.  However, when you fail to review and update your homeowners insurance, you risk having insufficient coverage.  If your policy does not offer adequate coverage, then you may be forced to cover claim costs on your own.  Rather than taking this significant risk, it’s best to review your policy annually and update your coverage to reflect your current needs.

These are some of the homeownership tasks that you shouldn’t forget to take care of.  Need help with your home insurance review?  If so, then contact the experts at Steve Wilk Insurance today.  Check out our new office today at 310 S Main Street, Suite C, Lombard, IL 60148.