If you are interested in buying health insurance in 2014 through the Affordable Care Act (ACA), you must purchase it during the open enrollment period which ends March 31, 2014, except for specific circumstances.

Special Enrollment Period

A special enrollment period is a time outside of the open enrollment period during which you have a right to sign up for job-based health insurance. Job-based plans must provide a special enrollment period of 30 days following certain life events that involve a qualifying life event.

Qualifying Event

A qualifying life event is a change in your life that can make you eligible for a special enrollment period. Some examples of qualifying events are moving to a new state, changes in your income, and changes in your family size such as marriage, divorce or having a baby. The loss of other job-based health coverage also qualifies.

For more information about the Affordable Care Act or health insurance, contact Steve Wilk Insurance.