Marriage & Insurance Policies: Combining Your Car Insurance In Lombard, IL

Marriage & Insurance Policies: Combining Your Car Insurance In Lombard, IL

Learn how to combine your car insurance in Lombard, IL after marriage!

Getting married comes with lots of perks, but it also comes with responsibilities. Along with all the parties and presents come decisions about your future. Together you must decide where to live, how to combine your finances, and what to do with your insurance policies. While you may start anew with a homeowners and life insurance coverage, you likely already have your separate auto insurance policies. Make sure to determine whether or not you want to combine your car insurance in Lombard, IL with this post-marriage auto insurance guide.

Combining Policies:

When deciding whether or not to combine your policies, it’s important to think about your individual driving records. If you both have impeccable driving records then it may make more sense to combine your auto policies. That way you have the convenience of paying one bill, and you may even save money in the process. Married drivers tend to be better drivers. Since a married individual has less driving risk than a non-married person, they get a greater saving. Just be sure to talk over all the details with your insurance agent.

Leaving Them Separate:  

While combing policies may be easier than paying two separate policies, it may not make sense financially in certain situations. If at least one of you is a risk taker when it comes to driving, separate policies may be cheaper. More risk means higher insurance rates, even if one of you is a fantastic driver. Be sure to weigh all the pros and cons before you make a decision.

Be sure that you make the right decision when thinking about combining your car insurance in Lombard, IL. Contact the professionals at Steve Wilk Insurance Agency for assistance finding the best insurance for your lifestyle. Located in Illinois, we serve all your personal and commercial insurance needs.