Being involved in an auto accident can be a traumatic experience. It’s important to stay calm and gather your thoughts. Here’s a look at how to proceed after you have been involved in a car accident.
Your immediate thought will likely involve checking the physical health of everyone involved in the car accident. If you are injured or notice that your passenger and the other driver are injured, dial 9-1-1. If you aren’t seriously hurt and your car isn’t damaged, it’s recommended that you move the car to a safe place away from incoming traffic. If you are unable to drive, try to compose yourself and walk to the nearest sidewalk.
Always exchange information with the other parties impacted by the crash. Get their contact information, including their name, address, and phone number. Getting as much information as possible will help the claims process run smoothly.
It’s recommended that you call the local authorities in the aftermath of the crash. Generally, the police arrive on the scene of an auto accident to write down witness statements, check licenses and registration, and check to see if any vehicles have to be towed. You will also receive a police report number, which you can use for reference as you undergo medical treatment and file your insurance claim.
Ask for clarification on your vehicle. If your vehicle is being towed, make sure that you are aware of the location before they move it. Try to remove any valuables from your vehicle. Check with your insurer to find important information regarding a deductible and whether you can rent another vehicle while yours is in the shop being repaired.
It’s also recommended that you take pictures of the damage at the scene. While your insurer will likely take photos of the scene, you can take your own as a future reference point. If you are still dealing with pain a few weeks after the accident, visit your doctor to make sure everything is ok. Once you are ready to file your claim, your insurer should guide you through the process.
Consult with Steve Wilk Insurance Agency Inc.
If you are involved in a car accident, focus on staying safe. Once you have settled down, these tips can help you move forward in the process. Contact our insurance professionals here at Steve Wilk Insurance Agency. They will assist you if you have any questions.