Learn how you can prevent these common business insurance claims.

As a business owner, you know that your business faces many threats.  Fortunately, there are steps that you can take to reduce the risks that your business faces.  If you want to protect your business, try out these suggestions to prevent the most common insurance claims that business’s file.

Burglary and Theft

• One of the best ways to reduce your risk of being robbed is by installing lights outside of your business. Because most break-ins occur under the cover of darkness, brightly illuminating your business will ensure that it doesn’t become an easy target.
• Another way to reduce your chances of being robbed is by installing security cameras. Installing security cameras outside your business will deter criminals and installing cameras inside your business will stop your employees from trying to rob you as well.

Fire

• One of the easiest ways to prevent fire is by clearing away fire hazards when you are working with flames. Make sure that you remove flammable materials like furniture, paper products, and other flammable items.
• Another way to prevent fire from breaking out in your business is by having the proper equipment on hand. Make sure you have smoke alarms installed throughout your office and keep fire extinguishers on hand in case a fire does break out.

Accidents and Injuries

• The best way to minimize your risk for workplace accidents and injuries is by training your staff. Your employees should know your company’s safety standards and protocols.  Additionally, your staff should be trained so they know what to do if they are faced with a serious accident or injury.
• Another effective way to reduce your risk of accidents and injuries is by watching out for anything that might pose a potential hazard to your staff or customers. Be particularly vigilant about things like leaky pipes, uneven flooring, and dim lighting, as these are all factors that can contribute to slips and falls.

Try out these strategies to avoid filing these common business insurance claims.  Want another way to protect your business?  Then make sure you have the proper commercial insurance protections in place.  To find the right policies to meet your needs, contact the experts at Steve Wilk Insurance Agency.  Located in Illinois, check out our new office at 310 S Main Street, Suite C, Lombard, IL 60148.