Remodeling your home can be a very exciting time! You’ve finally decided to do that addition or complete those improvements you’ve been talking about forever. You need to remember that when making home improvements, your homeowners insurance needs to be taken into account. How does remodeling your home affect insurance, if at all?

Well, when you remodel, that’s an improvement to the existing structure. Depending on what you do and how drastic the remodel, you may have to increase your insurance policy to cover the increase in value. You may actually add improvements to your home that may give you significant savings. A new home protection system or something that affects the security of your home may be viewed as a good thing by your insurance company. When your improvements are done, one of the first things you should do is contact your insurance provider to let them know what was done. You may even want to consult them prior to starting the remodel. You may be pleasantly surprised!

For more information on homeowners insurance and the potential savings you could possibly gain, contact Steve Wilk Insurance.