Ensure that your auto insurance in Lombard, IL gives you the rental coverage you need!
When it comes to your vacation, you want everything to go off without a hitch. While the likelihood of having an accident on vacation is small, it’s best not to leave anything to chance. Make sure you’re covered for your vacation to ensure that nothing goes wrong. Check out how your current auto insurance in Lombard, IL gives you the coverage you need for your rental car.
Personal Auto Policy.
Your personal auto policy should give you coverage for your rental car. It provides you with similar coverage to your regular auto insurance plan even if you have a policy with greater coverage such as a collision or comprehensive policy. Just keep in mind that this coverage only applies if you’re renting a vehicle within the US. And, you should notify your insurance company of your upcoming rental just to ensure that you have the right coverage.
Credit Card Policy.
Depending on your credit card company, you may receive additional coverage for your rental car as long as you charge the rental to your card. While this coverage isn’t primary coverage, it should kick in as secondary liability coverage should damages exceed the limits of your primary insurance. Be sure to check with your credit card company before you rent a car.
Driving on a road trip can be exhausting, and it can be tempting to let someone else take the wheel. But, before you hand over those keys, make sure that the rental company has noted all persons that will be driving the rental vehicle. Be certain that the insurance company knows that others will be driving the car. If you don’t notify the rental company of other drivers, and you get into an accident, your insurance may not cover the damage.
Make sure that you have the right auto insurance in Lombard, IL to cover your rental car. Contact the professionals at Steve Wilk Insurance Agency for assistance finding the best insurance for your lifestyle. Located in Illinois, we serve all your personal and commercial insurance needs.