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Understanding Coverage: How Much Does Having a Trampoline Raise Your Insurance?

Trampolines are a popular choice for families with kids, offering hours of bouncing entertainment. But before you bring home that new trampoline, you might have a question lingering in your mind: how much does having a trampoline raise your insurance? Let’s explore the impact of trampolines on your insurance coverage and premiums. Trampolines and Insurance: Read More

The Relationship Between Homeowners Insurance and Mold

Owning a home brings a sense of security and comfort, but it also comes with the responsibility of protecting your investment. Among the potential threats to your home, mold can be a silent intruder that wreaks havoc on both your property and your health. Understanding the relationship between homeowners insurance and mold is crucial for Read More

6 Things to Consider Before You Buy Flood Insurance

Floods can strike unexpectedly, leaving homeowners in financial turmoil. While standard homeowners insurance covers many types of damage, it often excludes floods. This is where flood insurance comes into play. Before you decide, here are six crucial things about flood insurance. Understanding Flood Zones The first step in purchasing flood insurance is understanding your property’s Read More

Does Your Homeowners Insurance Cover Solar Panels?

It is no secret that solar panels are becoming increasingly popular as an eco-friendly option to reduce energy bill costs. However, you must know about its insurance coverage under your homeowners insurance. Here is what you need to know about the different types of coverage needed for solar panels and how it may affect your Read More

How Much Homeowners Insurance Do You Need?

Does your homeowners insurance cover the mortgage, repairs, and rebuild? If not, you need to prevent underinsuring your home. Many do not have homeowners insurance coverage that caters to damage due to disaster. There are chances that if your home was destroyed tomorrow, your insurance company would only pay for part of it. According to Read More

How Much is Covered by Your Homeowners Insurance Coverage?

As an investor in residential property, you need to have a clear and complete understanding of your standard homeowners insurance policy. It generally covers disasters, accidents, and theft, but you should talk with your insurance agent to be more certain. Standard coverage is categorically for home structure, personal belongings, liability, and additional living expenses (ALE). Read More