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Dwelling Fire Insurance Vs Homeowners Insurance: What’s the Difference?

When it comes to protecting your home and investment, insurance is a critical consideration. You might encounter two common types of coverage: Dwelling Fire Insurance and Homeowners Insurance. While they both provide financial security in the event of property damage, they have distinct features and serve different purposes. Let’s delve into the differences between these Read More

Does Flood Insurance Cover Broken Pipes?

Flood insurance is a type of insurance that protects your property from damages caused by floodwater. Floods can cause severe damage to a property, and the cost of repairs can be staggering. Flood insurance covers damages caused by rising water levels, but what about damages caused by broken pipes? In most cases, flood insurance does Read More

Which Add-on Policies Should You Consider for Your Homeowners’ Insurance?

Your basic homeowners’ insurance covers all of the most basic perils, but it may lack covering a few extras. Know what perils are listed in your policy and which ones are not. Your insurance agent has supplemental policies that you can purchase if you need a little extra coverage to make sure you are fully Read More

Important Facts You Should Understand about Your Homeowners Insurance

While homeowners insurance isn’t mandatory, having it ensures you can recover your home and personal belongings if damaged or lost in a covered peril. Still, mortgage companies won’t lend to you if you don’t have this coverage. Here are some important facts you should understand about homeowners insurance. How Much Home Insurance Coverage Do You Read More

How Much Homeowners Insurance Do You Need?

Does your homeowners insurance cover the mortgage, repairs, and rebuild? If not, you need to prevent underinsuring your home. Many do not have homeowners insurance coverage that caters to damage due to disaster. There are chances that if your home was destroyed tomorrow, your insurance company would only pay for part of it. According to Read More

How Does Your Homeowners Insurance Affect Your Trampoline Buying Decisions

Trampolines are increasingly becoming a part of households. While they can help you have fun in your backyard, they also carry certain risks. Read on to learn more about trampoline coverage and your homeowner’s insurance policy.   Does Your Homeowners Insurance Cover Trampolines? Getting a trampoline can be risky, as you may get hurt, especially Read More

Your Complete Guide to Homeowners Insurance Deductibles

Buying a home comes with the responsibility of getting an insurance that will make sure any damages incurred will be taken care of. However, when you get homeowners insurance, you need to consider deductibles. What Is a Homeowners Insurance Deductible? A homeowners insurance deductible is the amount you need to pay before you can claim Read More

Learn How These Home Improvements Can Help You Save with Home Insurance Credits

Keep your homeowners insurance rates low with these home insurance credits. When it comes to your home, it’s important that you protect it with the right homeowners insurance. Your insurance gives you the coverage that you need to protect your home from property damage both inside and out. However, your coverage can get pricey. Help Read More