Flood insurance is a type of insurance that protects your property from damages caused by floodwater. Floods can cause severe damage to a property, and the cost of repairs can be staggering. Flood insurance covers damages caused by rising water levels, but what about damages caused by broken pipes? In most cases, flood insurance does Read More
Your basic homeowners’ insurance covers all of the most basic perils, but it may lack covering a few extras. Know what perils are listed in your policy and which ones are not. Your insurance agent has supplemental policies that you can purchase if you need a little extra coverage to make sure you are fully Read More
While homeowners insurance isn’t mandatory, having it ensures you can recover your home and personal belongings if damaged or lost in a covered peril. Still, mortgage companies won’t lend to you if you don’t have this coverage. Here are some important facts you should understand about homeowners insurance. How Much Home Insurance Coverage Do You Read More
Does your homeowners insurance cover the mortgage, repairs, and rebuild? If not, you need to prevent underinsuring your home. Many do not have homeowners insurance coverage that caters to damage due to disaster. There are chances that if your home was destroyed tomorrow, your insurance company would only pay for part of it. According to Read More
Trampolines are increasingly becoming a part of households. While they can help you have fun in your backyard, they also carry certain risks. Read on to learn more about trampoline coverage and your homeowner’s insurance policy. Does Your Homeowners Insurance Cover Trampolines? Getting a trampoline can be risky, as you may get hurt, especially Read More
Buying a home comes with the responsibility of getting an insurance that will make sure any damages incurred will be taken care of. However, when you get homeowners insurance, you need to consider deductibles. What Is a Homeowners Insurance Deductible? A homeowners insurance deductible is the amount you need to pay before you can claim Read More
Keep your homeowners insurance rates low with these home insurance credits. When it comes to your home, it’s important that you protect it with the right homeowners insurance. Your insurance gives you the coverage that you need to protect your home from property damage both inside and out. However, your coverage can get pricey. Help Read More
Backyard barbecue tips to ensure that your home is ready for summer entertaining. Summer is right around the corner, and it’s time to start getting ready for outdoor entertaining. From barbecues to pool parties, it’s important to protect your guests and your property. Ensure that your yard is ready for entertaining with these backyard barbecue Read More