Workers’ compensation costs for employers are based on payroll, employee job classification, and claims history. Premiums are calculated based on the equation of multiplying payroll per $100 by job classification rate and an experience modifier known as MOD. This algorithm can be confusing to policy holders, leading to the following 5 mistakes behind a costlier Read More
Avoid workers’ compensation issues in Lombard, and avoid hiring uninsured contractors. As a small business owner, sometimes you’re short on staff. While you wear many hats, sometimes you need to bring in a little extra help. Hiring a contractor is a great way to help you complete your workload. However, it’s important that you make Read More
Find out what workers’ compensation insurance in Lombard covers! When it comes to your business, you need to take care of your employees. Not only is it required by law, but it shows that your company cares about its workers. Workers’ compensation insurance in Lombard safeguards your employees from detrimental injuries that occur on the Read More
Protect your employees from heat-related illnesses with workers’ compensation in Lombard. As summer approaches and temperatures start to heat up, spending time outside can be dangerous. The sun can create harsh working conditions that can put your employees at risk for heat-related illnesses. Protect your employees from getting hurt (or sick) on the job with Read More
Make sure your company provides adequate workers’ compensation insurance in Lombard, IL. In the event that you’re injured, your life is turned upside down. You have medical bills to pay and you often have to take time off from work. Workers’ compensation insurance, however, helps to offset such issues. Employers provide their employees with such Read More
There are many insurance policies that small business owner’s should consider. Small businesses face most of the same risks as large corporations, just at a different level. Investing in the right small business insurance policies can help to keep your company covered in case of any peril. Consider investing in these policies to give you Read More
The complex matter of independent contractors and workers compensation coverage often confuses those who are unsure of how to classify their workers. In general, the way a worker is classified is dependent upon the work they perform, not the employer’s identification. In order to avoid employers wrongly classifying employees as independent contractors, there is a Read More
Work place safety is an important part of being employed or owning a company. Here are some workplace safety tips to help you minimize accidents during the work day. Keeping Your Employees Safe During the Day Keep the walk ways clear and free from trip hazards. Trip hazards are a big cause of worker compensation Read More