New and fabulous or a long-held love, the key to keeping your auto insurance rates reasonable is preventing claims. Aside from driving like a saint and avoiding posts in the parking deck at work, preventing auto theft is one way to save headaches and costly premium increases.

Prevent opportunities to steal your valuables or your car itself by closing all windows and shutting off your car when you leave it unattended. Keep valuable electronics out of sight of thieves. Consider parking in well-lit areas and noisier areas, where there are plenty of people.

Thieves never want to risk being recognized and will find a quiet street to burglarize first. For that reason, be mindful of your surroundings. If you notice any suspicious activity, contact the local police. Your gut instinct could save you and your neighbors another stolen car, and increases in insurance rates. Before buying your next car, check to see what cars thieves are targeting, because their version of valuable may differ from yours (and surprise you).

For more information about auto insurance in Lombard, Illinois, contact Steve Wilk Insurance.