Find out what workers’ compensation insurance in Lombard covers!

When it comes to your business, you need to take care of your employees. Not only is it required by law, but it shows that your company cares about its workers. Workers’ compensation insurance in Lombard safeguards your employees from detrimental injuries that occur on the job. Such a policy helps to get them back on their feet financially. Check out what you need to know about what a workers’ compensation policy covers.

Medical Coverage:

After getting hurt on the job, you could face some serious medical bills. From doctors visits to hospital stays, health care is expensive. Fortunately, your workers’ compensation will cover your medical bills until you’ve recovered from your injury. Generally, medical coverage is unlimited and includes any copays and excludes any deductibles. That way you can focus on your recovery without worrying about your medical bills.

Disability Coverage:

When you’re seriously injured, you can’t get back to work right away. That’s where disability insurance comes in. It helps to give you an income while you’re recovering. However, do keep in mind that your disability coverage only gives a portion of your lost income. Disabilities are out into one of four categories (temporary total, temporary partial, permanent total, and permanent partial) to determine how the insurance is allocated.

Rehabilitation Coverage:

Depending on your injury, you may need therapy after the initial medical attention. Vocational therapy and psychological therapy are often covered under workers’ compensation insurance to help get workers back on their feet, especially if the injury prevents them from returning to the same line of work.

Keep your employees safe with the right workers’ compensation insurance in Lombard. Contact the professionals at Steve Wilk Insurance Agency for assistance finding the best insurance for your company. Located in Illinois, we serve all your personal and commercial insurance needs.