Homeowners insurance is a policy that is designed to cover your home in the event that there is ever damage from a covered peril. Many people have questions as to what is covered and what is not covered. Here are some things to think about regarding the coverage of your home insurance policy.

Things Covered by Your Home Insurance Policy

• One area of your policy that covers lawsuits is the liability protection amount. This coverage will have amounts of 100,000 through 1 million in coverage that you can choose from.
• Property damage is another thing that is covered by your home policy. Whether it is covered or not under your policy will depend on what caused the damage. Check your declarations page for better details of what is covered.
• If you live in a flood zone, then you should know that your policy will not cover flood damages. You must have a flood insurance policy to have this protection.

For more information about you home policy feel free to contact Steve Wilk Insurance Agency. We can answer all of your questions and help get your policy up-to-date. Give us a call today and put us to work for you.